Effective Date: 03.31.2025
Welcome to KansasInsurance.org (“we,” “our,” “us,” or “the Company”). These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“user,” “you,” or “your”) and KansasInsurance.org regarding your access to and use of this website and any related services.
Please read these Terms carefully before using our website. By accessing or using KansasInsurance.org in any way, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not accept these Terms in their entirety, you are prohibited from using this site.
1. Website for Kansas Residents Only
This website is designed and operated solely for residents of the State of Kansas. You affirm that you are a current resident of Kansas and are using this site only to explore insurance-related information or services within the state. If you are not a resident of Kansas, you must not use this website. We disclaim all responsibility and liability for use by individuals outside Kansas.
2. No Insurance Services Provided
KansasInsurance.org is not a licensed insurance provider, broker, or agent. We do not solicit, offer, negotiate, or sell insurance policies. All insurance-related services and offers presented through this site are provided solely by third-party licensed agents and brokers.
We do not guarantee or warrant any outcomes, pricing, coverage, or eligibility and are not liable for any interactions you have with a third-party provider.
3. Lead Generation and Data Use
When you submit your information through any form on this site, you agree and understand that:
- Your data will be shared, transferred, or sold to third-party licensed insurance professionals and/or lead buyers.
- These third parties may contact you via phone, email, or text, even if your number is on the Do Not Call registry.
- You are providing “prior express written consent” as defined under the Telephone Consumer Protection Act (TCPA).
- We may receive compensation for transferring your information.
You acknowledge that we are not responsible for the practices or policies of any third-party entities who receive your data.
4. User Representations and Warranties
By using this website, you represent and warrant that:
- You are 18 years of age or older.
- You are a resident of the State of Kansas.
- All information you submit is truthful and accurate.
- You understand and accept that KansasInsurance.org does not provide insurance or act as an agent or broker.
5. Prohibited Activities
You agree not to:
- Use the site for unlawful purposes.
- Submit false, incomplete, or misleading information.
- Attempt to reverse engineer or tamper with site functionality.
- Interfere with site operations or engage in unauthorized access.
6. Disclaimer of Warranties
This site and its contents are provided “as is” and “as available.” We make no warranties, express or implied, regarding accuracy, reliability, completeness, or fitness for a particular purpose. We do not guarantee uninterrupted or error-free access.
7. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your access or use of this site, or any dealings with third-party insurance providers, whether based on contract, tort, negligence, strict liability, or otherwise—even if we have been advised of the possibility of such damages.
8. Indemnification
You agree to indemnify and hold harmless KansasInsurance.org, Digital Dive, its officers, employees, partners, and affiliates from and against all claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the site, your breach of these Terms, or your violation of any law or third-party rights.
9. Governing Law and Venue
These Terms are governed by the laws of the State of Kansas, without regard to its conflict of laws rules. Any dispute arising under these Terms shall be resolved exclusively in the state or federal courts located within the State of Kansas.
10. Modifications to Terms
We reserve the right to revise these Terms at any time, without prior notice. Your continued use of the site constitutes your agreement to any updates. We recommend checking this page periodically.
11. Contact Information
For any questions or concerns regarding these Terms, please contact:
Email: [email protected]