At KansasInsurance.org, we believe insurance should work for you—not the other way around. Unlike captive agencies tied to a single provider, we are independent and contracted with multiple top-rated insurance companies. This independence gives us the ability to compare rates and coverage options in real time, ensuring our clients receive the best value, tailored to their specific needs.
Whether you’re shopping for auto, home, life, or health insurance, our process is designed to be simple, transparent, and completely free. We’re here to empower you with choice—because we know that sticking with the same plan year after year can lead to higher premiums and missed savings. Insurance companies may quietly raise your rates, but by partnering with us, you’re taking back control.
We’re committed to making these companies earn your business. Our job is to advocate for you, educate you, and help you make informed decisions—so you can feel confident you’re getting the coverage you need at a price that makes sense.
Frequently Asked Questions
1. What does “captive” mean when it comes to insurance?
A captive insurance agency is tied to a single insurance provider. That means they can only offer you policies from that one company—regardless of whether it’s the best fit or price for you. In contrast, we are an independent agency, which allows us to shop and compare policies from multiple top-rated insurers to find you the best coverage and rates.
2. How do you get paid? Is there a fee for your services?
Our services are 100% free to you. We’re paid directly by the insurance companies when we help you enroll in a policy. Because we work with multiple providers—not just one—we’re focused on finding what’s truly best for you, not just pushing a single brand.
3. Will shopping for insurance with you affect my credit or insurance score?
No. Getting quotes and comparing options through us will not impact your credit score or insurance score. We use soft inquiries and only the information needed to provide accurate, real-time quotes.
4. How often should I compare insurance rates?
We recommend reviewing your insurance at least once a year—or any time your life circumstances change (buying a home, getting married, adding a driver, etc.). Rates and coverage can change frequently, and shopping around ensures you’re not overpaying or underinsured.
5. What types of insurance can you help me with?
We can help with a wide range of personal and commercial insurance needs, including auto, home, renters, life, health, business, RV, and more. If you’re not sure what kind of coverage you need, we’re happy to guide you through your options.
6. Where is your phone number, i want to call you?
We receive a high volume of inquiries daily, and we follow up with each one personally by phone (or email) as soon as possible. We choose not to list our phone number because, in most cases, we’re already assisting someone else—and we know how frustrating it can be to call and be stuck on hold.
Instead, by submitting your request, you’re helping us prioritize your needs and ensure we can give you the focused attention you deserve. We reserve dedicated time for each person because your time is valuable—and so is getting your insurance done right. We appreciate your patience and look forward to helping you soon. Submit your request here.
Ready to Get Started?
If you’re ready to stop overpaying and start understanding your insurance, you’re in the right place.
Browse by insurance type, explore our Kansas communities, or check out our Learning Center to get clear, simple answers to your insurance questions.
When you’re ready, request your free quote. We’ll guide you through it—no spam, no pressure, no nonsense.
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