If you’re shopping for affordable car insurance in Wichita, you may have come across Auto Acceptance Insurance—a company that specializes in non-standard auto coverage. Known for insuring high-risk drivers and those needing SR-22 insurance, Auto Acceptance often pops up for people who’ve had lapses in coverage or a tough driving history.
But is it legit?
Is it worth the price?
And are there better options in Kansas?
Let’s break it down—so you can drive confidently and legally in Wichita without getting scammed or overpaying.
What Is Auto Acceptance Insurance?
Auto Acceptance Insurance is a non-standard insurance provider that focuses on:
- High-risk drivers
- Drivers with past tickets or DUIs
- Customers who’ve been dropped by other insurers
- SR-22 filings
- State-minimum liability coverage
They’re often listed by discounters or referred by walk-in agents that cater to people needing quick, low-down-payment car insurance.
Auto Acceptance operates primarily in Kansas and Missouri, with local offices in Wichita, including:
- 📍 Auto Acceptance – West Wichita
- 📍 Auto Acceptance – South Broadway
- 📍 Auto Acceptance – East Kellogg
Pros of Auto Acceptance Insurance in Wichita
✅ SR-22 filing available same-day
✅ Walk-in offices and over-the-phone support
✅ Low upfront cost for basic coverage
✅ Accepts drivers with prior suspensions, tickets, or lapses
✅ Monthly payment plans available
This can be a lifesaver if you need to get legal fast and can’t afford traditional full coverage or bundling options.
Cons and Cautions
❌ Only offers basic liability in most cases
❌ Limited online tools (no app or digital quote tracking)
❌ Some customer service complaints around claims
❌ Coverage may be more expensive long-term than standard carriers
❌ Doesn’t offer bundling (no homeowners, renters, or life)
For drivers looking for long-term savings or full coverage, it’s worth exploring alternatives with better digital access and service.
Alternatives to Auto Acceptance in Wichita
If you’re shopping for auto insurance in Kansas, you might find better options through:
- Bristol West – non-standard option owned by Farmers Insurance
- The General – another high-risk focused carrier
- Key Insurance Company – a local option often used for SR-22
- KansasInsurance.org – where we help compare all of the above and more
Whether you’re in Wichita, Topeka, or Hutchinson, we help you compare quotes without pressure or gimmicks.
Should You Buy Auto Acceptance Insurance?
If you:
- Need SR-22 insurance today
- Have a recent suspension or DUI
- Can’t get covered elsewhere
- Prefer local in-person service
Then yes—Auto Acceptance may be a short-term solution that helps you get back on the road legally.
But if you:
- Own a newer car
- Want roadside assistance or add-ons
- Prefer digital tools and online service
- Want to bundle for discounts
There are more complete options out there—and we’ll help you compare them.
👉 Start your free Wichita car insurance quote now
No spam. No pressure. Just coverage that works in Kansas.