Manhattan, KS
Nicknamed the “Little Apple,” Manhattan, Kansas is a vibrant, fast-growing city nestled in the Flint Hills. It’s home to Kansas State University, a strong military community from Fort Riley, and a population of around 55,000 that includes students, faculty, young professionals, and families.
From Aggieville to Anderson Avenue, Manhattan has a unique blend of urban energy and small-town comfort. But like anywhere in Kansas, it’s not immune to risk—hailstorms, property theft, car accidents, and health emergencies can happen when you least expect it. That’s why having the right insurance in Manhattan, KS isn't just a checkbox—it’s part of protecting your lifestyle and your future.
What Insurance Do People in Manhattan, KS Need?
Manhattan’s mix of students, homeowners, and military personnel means insurance needs run wide—but we’ve got them covered.
Auto Insurance in Manhattan, KS
Whether you’re a student commuting to campus or a family with multiple vehicles, we help you compare cheap car insurance in Manhattan, KS with real coverage—not just the state minimum. We also assist with SR-22 insurance, full coverage, and multi-vehicle discounts.Renters Insurance in Manhattan, KS
With thousands of students and renters in town, renters insurance is a must—especially in off-campus housing. For as little as $10–$15/month, it covers your laptop, clothing, furniture, and protects you from liability. Landlords near K-State often require proof before you move in.Homeowners Insurance in Manhattan
From first-time buyers to longtime residents, we help locals protect their homes against storm damage, fire, theft, and liability. If you’re in areas like Candlewood or Northview, we’ll help you find home insurance with hail protection and replacement cost coverage—at a rate that makes sense.Health Insurance
Whether you're a grad student aging off your parents’ plan, a new parent, or self-employed, we help you compare ACA-compliant health plans, short-term coverage, or subsidy-eligible options with access to Ascension Via Christi, Irwin Army Hospital, and other local providers.Life Insurance
We help Manhattan families and individuals lock in term life, whole life, or final expense policies—often with no medical exam required. Life insurance is especially important for parents, military members, or anyone with financial dependents.Business Insurance
Whether you own a bar in Aggieville, a local contracting business, or an online shop out of your home, we’ll help you compare commercial liability, property, cyber coverage, and workers’ comp to keep your business safe.
How We Help Manhattan Residents Save on Insurance
At KansasInsurance.org, we do the hard work for you. We’re not a call center or a sales office—we’re your local insurance guide. We help Manhattan residents:
Compare real quotes from trusted Kansas insurance carriers
Bundle home and auto policies to save more
Find SR-22 coverage fast if you need to get back on the road
Shop smart without getting spammed or pressured
Understand their policy clearly—no fine print confusion
Whether you're in Anderson Village, downtown, or just moved into a new apartment near K-State, we’ll help you get the right insurance—at the right price.
Compare Insurance in Manhattan, Kansas – Get Protected the Smart Way
Whether you're a student, a soldier, a family, or a business owner, you need coverage that’s built for how you actually live in Manhattan—not some generic policy. At KansasInsurance.org, we help you find it.
We’ll help you shop, compare, and save on:
Auto Insurance in Manhattan, KS
Homeowners & Renters Coverage
Health Insurance for Every Budget
Life Insurance for Peace of Mind
Business Insurance for Local Hustlers
Frequently Asked Questions – Manhattan, KS Insurance
How much is car insurance in Manhattan, Kansas?
Drivers here typically pay around $1,300–$1,800/year for full coverage. Student drivers and first-time car owners may pay more, but discounts are available for good grades, safe driving, and bundles.
Is renters insurance required in Manhattan?
Yes, most landlords and property managers near K-State now require proof of renters insurance. It’s also highly recommended in shared housing situations and apartment complexes.
Do I need homeowners insurance if I don’t have a mortgage?
Absolutely. While it's not legally required, it’s one of the smartest ways to protect your home from fire, hail, water damage, and liability risks.
Can I get health insurance in Manhattan outside of open enrollment?
Yes—if you’ve recently moved, lost coverage, gotten married, or had a baby, you may qualify for a Special Enrollment Period. We can help you check and compare your options.
Is business insurance expensive in Manhattan?
Not necessarily. We work with business owners to find affordable coverage that fits their operation—many local policies start under $80/month depending on your industry and risks.