Kansas Insurance Privacy Policy - Effective 03.01.2025

Effective Date: 03.01.2025
Last Updated: 03.31.2025

1. Introduction

Welcome to KansasInsurance.org (“we,” “us,” “our,” or “the Site”). By accessing or using this website, you agree to the terms of this Disclaimer in full. If you do not agree with any part of this Disclaimer, you must not use this website or submit any personal information through our forms. By accessing this site or submitting your information through any form, interface, or tool made available on KansasInsurance.org, you irrevocably consent to the practices outlined herein and expressly waive any claim against us for actions taken in accordance with this Privacy Policy. This Disclaimer outlines our legal status, data practices, and your responsibilities as a user. It is important that you read this Disclaimer carefully before using our website or submitting any personal information. You must affirmatively acknowledge and agree to this Disclaimer by checking the required box before submitting your information. By doing so, you confirm that you have read, understood, and accepted the terms outlined herein.

KansasInsurance.org (hereinafter referred to as “we,” “us,” “our,” or “the Company”) is a privately owned and operated informational platform. This Privacy Policy governs and discloses our practices relating to the collection, usage, storage, sale, disclosure, and transfer of data submitted through this website. All use of this website is expressly conditioned upon your acceptance, without modification, of the terms contained herein.

IMPORTANT NOTICE: This website is intended exclusively for residents of the State of Kansas. By accessing this website, you affirm that you are a resident of Kansas and that you seek services offered solely within the jurisdiction of the State of Kansas. If you reside outside of Kansas, do not access this website, do not submit any personal data, and do not use any service herein, as we are not licensed, authorized, nor registered to operate in any state or jurisdiction outside Kansas. We expressly disclaim all liability for any usage of the site by individuals residing outside the State of Kansas.

Insurance Licensing Disclosure: KansasInsurance.org does not operate as an insurance company, insurance agency, or licensed insurance broker. We do not solicit, negotiate, or bind insurance coverage. All content on this site is for general informational purposes only. We do not offer insurance directly and have no authority to represent, bind, underwrite, or issue policies for any insurance provider. All services and insurance-related offerings are facilitated solely by properly licensed third-party agents and brokers, whose activities are governed by Kansas Insurance Department regulations.

By accessing this site or submitting your information through any form, interface, or tool made available on KansasInsurance.org, you irrevocably consent to the practices outlined herein and expressly waive any claim against us for actions taken in accordance with this Privacy Policy.

2. Not an Insurance Provider

KansasInsurance.org is not an insurance company, broker, or agent, nor are we licensed to sell insurance directly. We do not issue insurance policies, determine premiums, or make coverage decisions. The information presented on our website is provided strictly for general informational purposes and should not be considered legal, medical, or financial advice.

We do not provide insurance quotes directly. Instead, we connect users with licensed insurance agents, brokers, lead buyers, and third-party marketing partners who may be able to provide you with quotes, policies, or additional information. All final decisions regarding insurance products or services are made between you and the licensed provider you choose to engage with.

3. Third-Party Partners and Lead Distribution

By using our site, you understand and agree that any information you voluntarily submit—such as your name, phone number, email address, zip code, and other contact details—may be shared with one or more licensed insurance agents, brokers, and/or lead buyers who participate in our marketing network. These third parties may contact you directly via telephone, email, text message, or other communication methods to offer services or quotes based on your inquiry.

You expressly consent to the sale, transfer, and distribution of your information to our network of partners. These partners may include but are not limited to:

Licensed insurance agencies and brokers
Independent agents and insurance professionals
Marketing affiliates and lead purchasers
Third-party call centers
CRM platforms used for client contact and tracking

We make no guarantees as to the number of partners your information may be shared with or the specific providers who may contact you. We do not and cannot control how third-party entities handle or process your information once it has been transferred in accordance with this policy. Please refer to the privacy policies of any third-party provider you engage with for details on their practices.

4. No Endorsement or Recommendation

KansasInsurance.org does not recommend or endorse any particular insurance provider, company, plan, or agent. While we strive to match users with providers based on the criteria they provide, all decisions regarding policies, pricing, or enrollment are solely between the user and the licensed insurance provider.

We do not guarantee the accuracy, availability, or completeness of any insurance product, quote, or service that may be offered by a third-party provider.

You are solely responsible for conducting your own due diligence, reviewing policy terms, and ensuring that any coverage or provider you select meets your personal needs and legal requirements.

5. Information Accuracy

We aim to provide accurate and timely information; however, we do not warrant or represent that the content on this website is current, accurate, complete, or error-free. Insurance availability, pricing, and terms are subject to change without notice and may vary by provider, location, and personal circumstances.

All insurance decisions should be made after reviewing official plan documents and directly consulting with a licensed insurance agent or company representative.

By providing your contact information through any form or interactive feature on this website, you expressly authorize us and our third-party partners to contact you for marketing purposes.

This includes, but is not limited to:

Telephone calls (including pre-recorded or auto-dialed calls)
SMS/text messages
Emails
Postal mail

You acknowledge and agree that your consent is not a condition of purchase and that you may opt out of communications at any time by following the opt-out instructions provided in each message or by contacting the originating provider directly.

By submitting your information, you explicitly agree and give your informed consent to the sale, sharing, licensing, or other forms of transfer of your personal data to licensed third-party agents, marketing networks, and data purchasers who may use your information to provide insurance quotes, contact you for related services, or include you in targeted marketing campaigns.

You understand and accept that:

We receive compensation in exchange for sharing your information with third-party agents or lead buyers.
Your data may be bought and sold within compliant marketing and insurance networks.
We cannot guarantee or control how third-party recipients of your data will use or retain your information once transferred.
These third parties are responsible for compliance with all applicable laws regarding privacy, consent, and consumer protection.

8. Limitation of Liability

To the fullest extent permitted by law, KansasInsurance.org and its owners, affiliates, partners, and employees shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating to:

Your use or inability to use the site;
Any interactions or transactions with third-party providers;
The accuracy, completeness, or usefulness of any content or information;
Unauthorized access to or use of your data by third parties.

You use this website and submit your information at your own risk. We assume no responsibility for the actions, representations, or offerings of any third-party agent, broker, or provider.

9. No Professional Advice

All content on this website is provided for general information purposes only. Nothing on this site constitutes professional, financial, legal, or medical advice. For personalized guidance, please consult a licensed professional in your jurisdiction.

10. Your Responsibilities as a User

You agree not to use this site or its services for any unlawful purpose, including submitting false or misleading information. You also acknowledge that it is your responsibility to review and understand any agreements or policies presented by third-party providers before making decisions or entering into transactions.

You must be at least 18 years old to use this website or submit any information.

11. Changes to This Disclaimer

We reserve the right to modify or update this Disclaimer at any time, without prior notice. Any changes will become effective immediately upon posting. It is your responsibility to review this page periodically to stay informed of any updates.

12. Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of the State of Kansas, without regard to its conflict of laws principles. Any legal action or proceeding relating to this Disclaimer shall be brought exclusively in the state or federal courts located in Kansas.

13. Contact Information

If you have questions or concerns regarding this Disclaimer or our data practices, please contact us at:

Email: [email protected]

By using this website and checking the consent box at the time of submission, you:

Acknowledge that you have read, understood, and agreed to this Disclaimer in full;
Consent to be contacted by third-party agents or providers as described above;
Consent to the sale, sharing, and transfer of your data to third-party agents and marketing networks;
Understand that KansasInsurance.org does not provide insurance and assumes no liability for third-party offers, communications, or actions.